RENSNCE VS Insurance Underwriters
Insurance Underwriters
TradFi ApproachBlack-box actuarial models. Policies that take months to issue. Claims denied on technicalities. The house always wins.
Structural Flaws
- Manual, periodic reporting (Quarterly/Annual)
- Compliance is post-trade & reactive
- Assets trapped in siloed databases
RENSNCE DAO
Renaissance ApproachThe Underwriter AI is explainable. Policy terms are encoded in smart contracts. Claims are triggered automatically when verifiable conditions are met. The code is the arbiter, not a claims adjuster.
The RENSNCE Standard
- Real-Time Reporting: Audit-grade data, block by block.
- Automated Compliance: Rules enforced by smart contract code.
- Asset Fluidity: Tokenized for instant, global liquidity.
Performance Benchmarks
Related Comparisons
Debt instruments issued by governments or corporations. They are illiquid, slow to settle (T+2), and accessible mainly to large institutions.
Gatekeepers of innovation. A small group of partners decides who gets funding, often based on bias and closed networks.
Brick-and-mortar institutions with limited hours, high fees, and geographic barriers. The unbanked remain unbanked because access requires an address, a credit history, and a minimum balance.